Merchant Accounts & Credit Card Processing 1 - 2 - 3 Is it Possible to Get a Credit Card Processing Merchant Account with Free Set-Up, Free Software & Super Low Rates? Whether you have a retail brick-and-mortar store, professional service, trade show, mail order, telephone order, internet based or home based business - you can accept credit cards easily and for minimal cost. With Merchant Express, you can accept MasterCard, Visa and bank ATM cards. Plus - you can apply for American Express and Discover; there is no fee to set up American Express, there is a $50 set-up charge if you want to accept Discover Cards. If You Have Less-than-Perfect Credit: Don't be surprised if you get approved - Merchant Express has one of the highest approval rates in the industry. A Business License is Not Required, but Can be Helpful Discount Rate: Each bank charges a different discount rate (a percentage of each transaction handling fee). Rates are low to industry standards for retail (swiped), phone and internet merchants. Getting Paid! Your money will be deposited directly into your current business checking account, and funds are usually available within 2 business days. How to Apply: Fill out a merchant account application below - online! You'll be contacted within 24 hours to let you know which program you've qualified for and answer your questions. Most accounts are approved within 72 hours of receiving paperwork. (FYI: they offer toll-free LIVE customer service 24-7!) What Merchant Account is Best for You? Low-Cost Credit Card Processing Get electronic payment processing and e-commerce merchant account services that allow you to process online credit card transactions. eCommerce Merchant Get your business set up to accept Visa, MasterCard, American Express and Discover via a credit card merchant account. Operates nationwide. Mobile Credit Card Processing Cheap, inexpensive merchant accounts and associated hardware and software to accept credit cards. PayPal Don't want to install software on your computer, use PayPal's remote credit card processing service on their secure server. Get Low Cost Credit Card Processing Quotes FREE Multiple vendors, No Obligation. Featured Product: Dialplay Process Credit Cards from Any Phone - No Equipment Needed! Why do customers use Dialpay? Because it's cheap, easy to use, and no equipment is needed. Phone credit card processing using Dialpay allows processing of all Visa, MasterCard, American Express, and Discover cards from any touchtone telephone. You don't have to buy addition software or pay extra fees. Don't want to purchase equipment? Dialpay phone processing is a great solution for small or home-based businesses, mobile businesses such as trade shows vendors or craft vendors. Enter your transaction by dialing a toll free 800 number from any touch tone phone (land line or cell phone!). Once you dial you will be prompted to enter the customer's credit card number, expiration date, and sale amount using the keypad on your touch-tone phone, and the transaction is immediately processed. It's that easy! Dialpay also supports credit card refunds, authorization only transactions and void transactions. Every month you'll also get a statement with your business activity details. Click here for a 30-day Risk-Free Trial >> Phone Credit Card Processing © 1997- Home Business Center, Inc. privacy policy