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How to Find Small Business Financing


small business financing

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Step 1: Small Business Loans

Small Business Loans: Even in a challenging economy, if you need financing to start your business or grow it bigger, there are lenders out there willing to help you with funding.

Whether you need money to purchase equipment, pay down debt, fund new projects or something else, America One Funding is a great resource for small and home-based business loans and financing.

Small Business Financing is Changing:

I'm hearing all over the news that business credit cards are the new small business loans. Some business credit cards are even offering attractive short-term low interest financing that you can use to launch your start-up. Even if small business financing is tight in today's economic climate, you still have options to start your business, and you can always start small and grow your company over time.

Home Business Expert In addition, American One Funding offers multiple financing options for small businesses and entrepreneurs. They make it easier to obtain financing even in a "finance-challenged" market. You can even apply online, get a loan quickly and easily and have money in your hands before you know it.

Tip: Put together a business plan to make it easier to get financing). Microsoft also has a free letter you can download from their website called "Bank Loan Request for Small Business".

Easy Application: Unsecured Business Start-up Loans to $250,000




Step 2: Low APR Credit Cards Give Credit to Small Businesses

Business credit is essential for any small business. When you start your company, you want to establish credit, no matter how small. A business credit card is an easy way to do this. Over time, you can grow your credit limit and rating. This will enable you to get financing for your business down the road when you're ready to expand your operations or even at an unexpected time of need.

Look for a business credit card with a low interest rate and multiple benefits, such as purchasing discounts or reward points. Use your business credit card for business expenses only, and record-keeping will be much easier.

Get up to $750 Next Business Day





Find the right business credit card for you >> Credit Card Search Tool | Get Your Credit Report Online


Step 3: Grants, Venture Capital and Angel Investors

Are you interested in finding a grant for your business? Grants can be hard to come by, and there are many "government grant" scams out there, so be careful. According to the Small Business Administration, the Federal government does not provide grants for starting or expanding a business.

Yes, state and local groups do offer grants, as well as non-profits and other organizations, but this is generally not "free money". Keep in mind that a small business grant may need to be combined with other financing or funds matched.

Business.gov has a small business grant/loan/financing search tool on their website that you can use for free to help you find money to help finance your business: Grant, Loan & Finanancing Search Tool for small businesses.

If you need to find a grant writer, Allied Grant Writers is a Better Business Bureau Accredited Company that offers business grant writing, non profit grant writing and federal grant writing services. They also write mini grant proposals and offer several other grant related services.


Venture Capital & Angel Investing

Small Business Financing FundingPost is the leading source for Angel Investors and has worked with 1,000's of Angel and Venture Capital Investors and Entrepreneurs representing over $91.32 Billion. In addition to matching capital-seeking entrepreneurs with business investors, FundingPost also hosts events nationwide and publishes a quarterly magazine.

As an entrepreneur, you can list your company and the capital that you are seeking on this highly active venture exchange website. FundingPost will then showcase your company's profile to 1,000's of potential angel investors and VCs.

Are you interested in obtaining capital for your start-up? Angel Investors reveal exactly what they look for in a business venture, how you should go about raising capital and how to reach them. Click here >> How to Raise Your First Million Dollars

The Small Business Administration
This government organization helps small businesses unable to get loans through normal lending channels. (including special interest loans, micro-loans and secondary market programs) Business financing information


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